• Real Value for Real People - Life Insurance Settlement
    April 19, 2016

    Real value for real people

    It is easy to speak hypothetically about how life settlements are consumer friendly. After all, lapsing a policy for nothing makes no sense if you can sell it. Even surrendering a policy may be irrational in light of offers in the life settlement market that often are 5-10 times more valuable surrender value.

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  • life settlements are not suited for every individual situation.
    March 21, 2016

    Life Settlements Aren’t for Everyone

    As more American seniors learn about a life settlement as a rewarding option for a life insurance policy they no longer need or can afford, they conclude that it’s an attractive alternative to lapsing or surrendering the policy back to the insurance company. However, as with any financial planning strategy, life settlements are not suited for every individual situation.

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  • Betrayal by Insurance Companies 176
    March 17, 2016

    Are life insurance companies betraying their senior policyholders?

    Is it possible that life insurance companies are betraying America’s seniors, a vulnerable group of customers who put their trust in the hands of these companies when they purchased life insurance policies?

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  • Valuation-of-Insurance-Policy
    November 23, 2015

    How Much Is Your Life Policy Worth? It’s Not Such a Mystery After All

    If you’ve spent some time on the www.LISA.org website, you understand by now that your life insurance policy is legally recognized as your personal property. That means it’s an asset you own and can hold for its originally intended purpose of paying out a death benefit to your heirs one day – or, if you decide that you no longer want, need or can afford that policy, one of the options available to you is to sell that asset to an investor in the form of a life settlement.

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  • COI-176x176
    November 19, 2015

    Insurers Misprice Products and American Consumers Pay the Price

    Over the last five months, several insurance companies, including Voya and AXA, have announced increases to cost of insurance rates ("COI") for certain outstanding universal life insurance policies. These increases, some which are in excess of 80%, allegedly were made to address the anticipated future costs for providing the coverage.

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  • Fla176
    July 02, 2015

    Celebrate Our Freedoms

    As we celebrate July 4th and our independence, we reflect on how fortunate we are. Significant sacrifices were made by dedicated citizenry from all walks of life to create an environment of freedom that has so enriched our lives. We shall always be grateful!

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  • rsz_1happy-couple-crop-small
    June 30, 2015

    Don’t get confused: Life settlement transactions are safe and regulated

    From time to time, a misinformed person takes to his or her computer and publishes something about life settlements that confuses folks with false and misleading information. Unfortunately, in the era of digital media, one inaccurate article can live a long and destructive life on the Internet. When that happens, it’s important to call a timeout and set the record straight.

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  • 176_lisa_website
    May 14, 2015

    LISA Launches New Website to Educate Seniors about the Life Settlement Option

    After months of research and development, LISA has rolled out a new website that communicates important information about why life settlements may be an attractive alternative to lapsing or surrendering a life insurance policy.

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