• rsz_1stock-market-3small
    September 01, 2015

    Stock Market Volatility Bodes Well for Secondary Market Policy Sellers

    The current stock market volatility has most of the country on edge. But for professional advisors whose senior clients may be seeking to sell their life insurance policies in the secondary market, and for institutional investors who purchase them, there’s an upside to the stock market’s downslide.

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  • rsz_1keypct20topct20puzzlesmall
    August 19, 2015

    Life Insurance Liquidation and Other Key Trends

    The life settlement market continues to evolve as is it becomes a critical part of a growing strategy for clients to liquidate assets in favor of better-performing financial products. Changes are all positive for advisors and wealth managers, with stronger institutional capital entering the market enabling faster offers and improved competition.

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  • rsz_1cash-in-hand1small
    August 18, 2015

    Life Settlements Offer Alternative for Seniors Facing Unsustainable "Universal Life" Insurance Premiums

    Many aging Americans are facing a significant unexpected financial challenge: Sky-high premiums for "Universal Life" insurance policies. As the Wall Street Journal recently reported, holders of "Universal Life" policies – which were especially popular in the 1980s and are often structured to depend heavily on strong investment returns – are struggling to pay costly premiums to make up for years of low interest rates. The article recommends that policy holders "consider working with an agent to sell the policy on the life-insurance secondary market," an option illustrated by the following case study of an actual client of life settlement provider GWG Life, LLC.

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  • rsz_1lifeinsurance-crop-small
    August 11, 2015

    What UL Policyholders Should Know about Life Settlements

    On August 9, the Wall Street Journal ran an article entitled "Retirees Stung by ‘Universal Life’ Cost." The article discusses a problem with universal life insurance policies that, I believe, provides one of the underlying rationales for engaging in life settlement transactions.

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  • rsz_285small
    July 30, 2015

    3 Questions You Should Ask Your Life Settlement Professional

    Sadly, we have seen a number of negative news stories about the life settlement industry in recent months – from the media coverage of fraud at publicly traded settlement provider Life Partners to articles from personal finance writers who largely rehash tired arguments about our industry. Despite the criticism, we know that life settlements fill an important void when life insurance coverage is no longer needed or becomes too expensive.

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  • rsz_gwg-small
    July 22, 2015

    GWG Life, LLC Obtains Idaho Provider License

    GWG Holdings, Inc. (NASDAQ: GWGH), ("GWG") a specialty finance company and leader in the life insurance secondary market, is pleased to announce that its wholly-owned subsidiary, GWG Life, LLC ("GWG Life") was granted a life settlement provider license by the Idaho Department of Insurance, effective July 16, 2015.

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  • rsz_1money1-crop-600x338small
    July 14, 2015

    Meet 2 Experts Calling for a Revamp of the Life Settlement Market

    The life settlement market won’t realize its potential until two things happen: (1) commissions on the transactions are much reduced, if not eliminated; and (2) reporting of closing prices and transactions costs of life insurance policy sales are available to the public. This is the view of Dr. Lauren Cohen, professor of finance at Harvard Business School; and Michael Freedman, president, GWG Life LLC., a life settlement investor and provider.

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  • rsz_1life-settlements- small
    July 06, 2015

    A Case Study for Using Life Settlements

    The statistics are published everywhere: Thousands of baby boomers are retiring every day. And this "best insured generation of all time" also struggles with paying bills and managing retirement expenses. Life settlements seem like a logical option, but how should advisors introduce the concept to clients and what do the transactions look like? Are they a good deal or not? Many are clamoring for details.

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